How Much Money Do You Need for a Working Holiday? | WHV Hub
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Budgeting

How much money do you need?

The visa's funds test explained, and a realistic budget for your first month before your first pay lands.

~A$5,000 usual funds evidence
2 to 4 wks until your first pay

The visa's funds requirement

Both the 417 and 462 require you to show you can support yourself in Australia and afford to leave at the end of your stay. This is usually around A$5,000, plus the cost of an onward or return fare. If you apply outside Australia and don't attach evidence, processing can be delayed while Home Affairs asks for it. If you apply onshore for a second or third visa, you generally don't need to attach evidence up front.

A$5,000 is the funds test, not your real budget. It's what you need to show on paper. What you actually need day to day depends on your city, your spending habits, and how fast you find work.

A realistic first-month budget

ItemTypical weekly cost
Hostel or share houseA$150 to A$300 [VERIFY]
Food, cooking mostly at homeA$80 to A$150 [VERIFY]
Transport, public transport passA$40 to A$70 [VERIFY]
Phone planA$15 to A$40 [VERIFY]
Going out, incidentalsA$50 to A$150 [VERIFY]

Add these up and a first month before any income tends to land somewhere between A$1,500 and A$3,000, on top of the visa application charge and travel insurance.

Sydney

Sydney runs higher than most regional towns, budget accordingly.

What you can expect to earn

Casual minimum wage runs around A$33.05 an hour [VERIFY], and hospitality, retail and farm work all typically pay at or above that. A full-time casual week works out to roughly A$1,000 to A$1,300 gross before tax [VERIFY], though it takes most people one to three weeks to land their first job and a further one to two weeks to receive their first pay.

One-off costs to plan for

The bottom line. Most people arrive with A$3,000 to A$5,000 available, land a job within the first two to three weeks, and are earning steadily within a month. Arriving with less makes the first few weeks tighter, not impossible, but tighter.

Plan it properly

Talk through your budget with a registered agent.

A consultation covers eligibility, timing and budget together.

General information only. Figures marked [VERIFY] are indicative and change over time; confirm current numbers before you rely on them. Immigration assistance is provided by Migration Services Pty Ltd through Jan K. Bejcek, MARN 0965239. See the full disclosure on the WHV Hub home page.